Creditors' Rights

Stenger & Stenger is a full service Creditors' Rights firm experienced in all aspects of creditor representation. The Firm employs lawyers, paralegals and support staff devoted to providing efficient and focused service and counsel with a level of excellence on which our clients have come to depend and expect.

From offices in Grand Rapids, Michigan, the Firm represents a wide variety of creditors including banks, credit unions, finance companies, hospitals and health care organizations, medical practices, retailers, wholesalers, governmental entities, businesses and individuals in state and federal courts from pre-suit through trial and enforcement of judgment.

Phillip S. Stenger is one of only a select group of legal practitioners that has been given the prestigious designation of a Board Certified Creditors' Rights Lawyer. Mr. Stenger has authored numerous publications in the area of Creditors' Rights and is a frequent lecturer in this area of the law.

Collections Law

The Firm handles both commercial and consumer collection law matters on commercial and consumer debt both large and small. We offer our clients the ability to transfer large numbers of collection files via computer through specialized software specifically tailored to each client's needs. Some of our large institutional clients have found this to be an invaluable tool in maximizing recovery of their delinquent debt.

Most of our collection files are worked on a contingency fee basis, which offers our clients a distinct advantage in that out of pocket legal fees are minimized. In its simplest terms that means, if you do not get paid we do not get paid. As a result, the relationship with our clients is a true partnership, working together toward a common goal.

A Unique and Effective Approach

Stenger & Stenger has developed a unique and effective approach to collecting our clients delinquent debt. The Firm provides our clients with a comprehensive mechanism to recover bad debt. Together with the Firm's attorneys, a full staff of paralegals, skip tracers, asset locators, collectors, payment processors and accounting personnel work together toward one goal, recovering as much for our clients as possible. We achieve that goal because we are experienced and highly skilled in all areas of collection law from pre-suit through post-judgment.

The assembled team of professionals uses state-of-the-art computer hardware and software to maximize recovery for our clients. The Firm is committed to providing our clients with the best and most technological resources available to achieve unparalleled results with no cost trickle down to the client. The technology employed by the Firm allows it to handle a high volume of accounts in an efficient and cost effective manner.

The firm recognizes that the client's reputation in the community is of paramount importance. While our staff is aggressive and firm, they are courteous and professional. The Firm has established policies to assure its collection staff complies with federal and state regulations.